Information About Personal Injury Settlements

Posted by on May 4, 2013 in Personal Injury | 2 comments

The effects of a serious injury can be hard to determine, and should never be underestimated. Compensation for an injury sustained due to another person’s recklessness or negligence can depend on the area where the injury occurred and the severity of the injury. Talking with a personal injury lawyer can help in determining the costs of an injury and how an injury victim can pursue compensation.

Insurance companies have a way of computing the value of a personal injury claim. Although the physical aspect of the injury can be easy to determine, the emotional and psychological impact are often much more difficult to properly value. To help you know more of which damages can be compensated, here are some important things to consider:

  1. Possible permanent disability or disfigurement
  2. Total medical treatment costs and other related expenses (includes the present and future treatment costs)
  3. Lost wages due to missed work and time spent in rehabilitation and treatment
  4. Emotional damages, such as stress, trauma, depression, anxiety, embarrassment, or burdens on personal relationships brought about by the injury
  5. Property damage
  6. Loss of enjoyment in life and loss of family

For missed opportunities, experiences, and pain and suffering, the computation for what insurance companies call “general” damages can be a bit complicated. Insurance adjusters generally add all the expenses from the medical treatments (called “specials”). For more minor injuries, the “specials” is multiplied by 1.5 or 2 to get the “general” damages. For particularly severe and life-threatening injuries, the “specials” is multiplied by up to 5 (and even 10 for extreme injuries). Income lost is then added.

This computation serves merely as a guide for settlements, where both parties can negotiate the appropriate amount of compensation. There are also outside factors, where the victim may be partially at fault for the accident, and the total amount of the compensation may then be significantly lower than needed.

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Veneers in Cosmetic Dentistry

Posted by on May 2, 2013 in Cosmetic Dentistry | 0 comments

Dental veneers, also called laminates, are pretty much the same in principle as the veneers used in home beautification. Veneers are thin layers of material bonded onto a surface to make it look better. Laminates have been used in ancient Egypt by the wealthy in furniture and sarcophagi design.

Nowadays, it’s not only the rich who can have veneers, although porcelain veneers are more expensive than other options. Veneers typically cost upwards of $600 per tooth, but in most cases you will need to have at least adjacent teeth done to preserve uniformity. That’s a lot of money to spend on something that’s no thicker than plastic film, but it’s tougher than it looks. On average, veneers last up to 10 years, so in terms of the value it adds to a person’s self confidence, it’s certainly not bad in terms of value.

Veneers and its Applications

A veneer or laminate is a very thin piece of dental-grade resin or porcelain which is shaped by a ceramist to fit the contours of a patient’s tooth. It is bonded directly to the tooth to cover imperfections in size, shape, and color. Veneers can solve a lot of problems, such as:

  • Chipped or broken teeth
  • Discoloration due to medication
  • Irregularly shaped, cratered, or worn down teeth
  • Gaps between teeth

How is it Done?

The process of veneering is three-staged. First, the dentist makes an assessment of your case to determine if you are a good candidate for veneers. If you are, the dentist prepares the tooth by trimming it and then taking an impression which a ceramist will use to shape the veneer. Finally, the porcelain or resin shell is bonded to the tooth.

Cosmetic dentists tend to specialize in procedures such as veneering. While some people may consider it an unnecessary expense, improving your smile is a good way to raise one’s self-esteem as well as open up new opportunities in life and in one’s career.

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